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Selling 6 min read

How Much Does It Cost to Sell a House in Central Florida?

Commissions, closing costs, concessions, and prep: the real numbers behind selling a home in Clermont and Central Florida, and how to keep more of the proceeds.

By Kelly Wheeler · The Real Estate Ninja · 2026-10-01

The biggest question sellers ask before they call is almost always the same: how much of my home's value will I actually end up with? In Central Florida, the answer depends on four main costs, and knowing them in advance is how you protect your equity.

The main costs of selling

  • Listing commission: traditionally 2.5% to 3%, but with a 1% Listing Program the listing fee is just 1%.
  • Buyer's agent commission: typically offered by the seller and negotiable, and part of any smart strategy.
  • Seller closing costs: title insurance, transfer and recording fees, and prorated taxes, usually around 1% to 2%.
  • Concessions and prep: repairs, credits, inspections, and small staging or touch-up work.

Add those up and many sellers give up 8% to 10% of their sale price before they see a dime. That is the number Kelly focuses on, because it is the number you actually keep.

What a 1% program changes

On a $400,000 sale, cutting the listing fee from 3% to 1% puts $8,000 more in your pocket before you negotiate anything else. On a $600,000 sale, that difference is $12,000. Every point you do not pay in commission is equity you keep.

Get the honest math before you list

Rather than guess, ask for a written breakdown of what selling your specific home will cost. A good agent shows you the full picture, including realistic pricing, expected marketing expenses, and what you should net.

Get a free, no-pressure net proceeds estimate for your home. Kelly will walk you through the math and your options.

Get My Net Proceeds Estimate

Talk Later

Kelly Wheeler, the Real Estate Ninja, is a Clermont FL Realtor with eXp Realty (SL3352000). He works with buyers and sellers across Central Florida, from Clermont to Winter Garden to Davenport.

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Realtor · SL3352000 · eXp Realty · Central Florida