Asked & answered

The main costs are the listing commission, the buyer's agent commission, seller closing costs (title, recording, prorated taxes, usually around 1% to 2%), and any concessions or prep work. With Kelly's 1% Listing Program, the listing fee is 1% instead of the traditional 2.5% to 3%.

Yes. The traditional 5% to 6% total is not a law, it is a default. Kelly's 1% Listing Program charges a 1% listing fee, which can keep thousands of dollars of equity in your pocket, and the buyer's side is negotiated as part of the overall strategy.

You get full-service listing representation: professional photos and video, MLS exposure, a marketing plan, pricing strategy, and negotiation, with a 1% listing fee instead of the traditional percentage. See the full breakdown on the 1% Listing Program page.

Kelly Wheeler, the Real Estate Ninja, offers the 1% Listing Program in Clermont and across Central Florida. He pairs the lower listing fee with aggressive marketing and hands-on service, so it is smarter selling, not discounted service.

That depends on your commission structure, closing costs, concessions, and how well the home is priced and negotiated. Kelly's focus is protecting equity: on a $400,000 sale, a 1% listing fee keeps $8,000 more than a 3% listing fee before anything else is negotiated.

Figure out why it failed, then restart with a plan that is actually different: honest pricing, fresh marketing, new media, and a schedule that lets buyers see the home immediately. Read the full guide on expired listings.

Only if they can show you a real plan that differs from the one that just failed. Many sellers choose a fresh agent specifically because the first campaign ran out of ideas. There is no loyalty requirement that costs you thousands.

You have three real options: fix and list, sell as-is, or price for condition. Kelly helps you run the numbers on each one, because the best choice depends on your equity, your timeline, and what the market will pay for the home in its current condition.

Sometimes yes. An as-is sale is honest and fast, but it usually means a lower price and a pickier buyer pool. Kelly compares the as-is number against the net return on targeted repairs so you can make the call on math, not guesses.

Focus on what shows and what inspects: curb appeal, clean and decluttered interiors, fresh paint where it matters, and obvious issues like leaks or broken fixtures. Kelly's staging and prep priorities target the items that actually move buyers, not a full renovation.

An online estimate is a starting point, not a value. A real valuation compares your home against recent closed sales, active competition, condition, and location. Kelly builds that case for every seller, free, as the first step of the process.

Clermont homes have recently sold in roughly 40 to 50 days at median prices around $430,000 to $450,000. Whether that is a good time for you depends on your equity, your next move, and your timeline. Kelly will walk you through the numbers for your specific home.

Clermont has recently been around 40 to 50 days on market, while Lake County as a whole has been closer to 64 to 72 days. The fastest sales go to homes priced against current competition and marketed aggressively from day one.

Yes, in the right circumstances. VA and USDA loans offer zero down for eligible buyers, some conventional programs allow 3% down, and down payment assistance programs can cover some or all of the down payment. The key is pairing the right loan with the right lender.

Often yes, through seller concessions, down payment assistance programs that also cover closing costs, lender credits, or builder incentives on new construction. Kelly helps you build offers that ask for the right concessions at the right moments.

More than the down payment: plan for closing costs, reserves, and any repairs. A lender's pre-approval plus a written cost estimate tells you the real number. Kelly pairs buyers with lenders who understand zero-down and assistance programs.

It depends on your timeline, your income, and the homes you would actually buy. As a general rule, buying starts to win if you plan to stay three to five years, can qualify, and have cash for closing costs. Kelly can run the comparison for real homes.

Yes, bring your own from the very first visit. The builder's salesperson works for the builder. A buyer's agent verifies the inclusions, negotiates incentives, watches for hidden costs, and walks the final inspection with you. Representation costs you nothing out of pocket.

There is no single best area, only the best fit. Clermont offers hills, lakes, and the most services. Winter Garden has a historic walkable downtown. Minneola, Groveland, and Mascotte offer newer or more affordable options to the west. Kelly will match your priorities to the right community.

Waterfront Park on Lake Minneola, the Florida Citrus Tower, the Clermont Historic Village, Lake Louisa State Park, and a downtown with events year round. For a full rundown, see the blog post on things to do in Clermont.